I agree with your tutorial but I think , 100.000$ are low for new members.
CiviliansColt with 750 ammo3 jobs with L2+ (This will help to a great start, since it is a bit tiring at first.)
Friday 22nd April 2016 - Removed weapons new players start with, gave them extra money to compensate. (Arran + Brian)
Remove from the list weapons for criminals and Police Officers and add that they will receive extra money to compensate.