This will be more easy and realistic actually, also gonna avoid some time being wasted on going back to an ATM to take some money if you don't have enough cash.Positive
/courses or go check if the vehicle shop you're going to buy a car from has an ATM or not because most ones do. Also, what's wrong with going to an ATM and then going back to the vehicle shop? Let's not mention that you can go to an ATM first and then the veh shop, and not like this:Veh shop > realize you don't have enough money to buy the car you love > go to an ATM > get back to the veh shop. Doing that is the only thing that could indeed waste your time.Negative.
On topic : /mobileatm exist negative
You don't have a car to go to an ATM, tell me, how you'll go? Also, let's not talk about /courses because the "/atm" command course is one of the hardest courses I'd ever seen. I took almost 6 times to get it correctly. "mobileatm exist negative"? Mate, you must do that course that I don't even know what does it's called, to use /mobileatm. Nevertheless, I guess it's hard for "newbies especially" to make that course.
I agree with you a newbie will not understand about /courses early but guiders exist for a reason and even a "newbie" will not use atm's early too unless he spawn as a rich player.
To be honest, even in real life or another game I have never seem something like this.Unrealistic.
In my opinion just removing the quiz to be able to use mobileatm is a way better option.